The Three Best Cards For Your 2014 Summer Travels
The economy is picking up and you have some sweet summer travel plans. But did you know the credit card you use on your trip could be an important factor of your summer time travels? There is an explosion this year of rather lucrative travel rewards. If you are looking for or would be interested in free flights, hotel stays, rental cards and cash back then you should be looking into one of the new travel card reward programs available now. This website features some of the best travel cards that you can apply for. Here are the top three.
One of the best cards available at the moment is the Barclaycard Arrival World MasterCard. This credit card is one of the top rated flat rate travel cards in the industry. They offer a hefty signup bonus as well as boasting one of the best rewards rates in the industry. With this card you will earn an awesome 2.2% in rewards for every dollar you spend. To cash in your rewards you redeem them as a statement credit for any travel related expense. So for every $1 spent you earn 2 miles, than you can redeem these miles against purchases. Against general purchases they are worth 1 cent each, but if redeemed against any travel related expense, you get 10% of any miles you spend credited back to you, which equals a 2.2% rewards rate. Rates these good are hard to find. Other perks include no foreign transaction fee, so you save 3% on all foreign travel. As a sign up bonus you earn 40,000 bonus miles when you spend $3,000 with in the first 90 days of owning the card, which equals a $400 travel statement credit!
For those who love hotels the Hilton HHonors SurpassSM Credit Card may be the card of choice for you. With this card you earn 75,000 Hilton HHonors Bonus Points if you spend $3000.00 with in the first three months of owning the credit card. This card has high rewards points, which under this cards system are called “Bonus Points”, including 12 bonus points for every dollar spent at any participating hotel in their network, 6 bonus points for every dollar spent at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations, which are the things most of us use our credit cards for every day anyway. Lastly you receive 3 bonus points for every dollar spent elsewhere. Unlike many hotel rewards cards, this one features no blackout dates when redeeming for hotel stays. You also gain access to over 600 airport lounges world wide.
Another all around good versatile card is the Chase Sapphire Preferred® Card. Like the Barclaycard Arrival World MasterCard you earn a sign up bonus of 40,000 bonus points if you spend $3000.00 dollars on purchases within the first 90 days of owning the card. This is easy to reach simply use the card for everyday purchases and set aside the money to pay on the due date to avoid any interest and you now have 40,000 bonus points, which equals $500 in travel when you redeem through Chase Ultimate Rewards. You earn double points when spending on travel and dining out, and 1 bonus point for every dollar spent elsewhere. Like all good travel cards in this class, it features a no foreign transaction fees, plus chip and signature enabled for international travel. You also earn 5000 bonus points for adding your first authorized user to your new credit card and make a purchase within the first 3 months of opening the card. This card also features 24/7 English speaking customer service representatives. The only drawback to this card is the $95 dollar per year Annual Fee, but this is waived for the first year.
This article was written by Steven Moore, who has been covering consumer finance and the credit card markets since 2006. You can learn more and connect at his Google+ page.